Farm Properties

Wayne Insurance Group’s Farm Properties program offers the flexibility to help you craft the ideal program to protect your home, your belongings, your farm buildings and farm personal property.  Perhaps your farm doesn’t qualify for a Farmowners policy, or perhaps you don’t feel you need all of the coverages automatically included in packaged policies.  Our Farm Properties program offers a variety of options for farmers who own a one- to four-family home, a modular (manufactured) home or a one- or two-family mobile home.  We can provide policies that cover only your farm personal property and/or farm structures as well.  These programs are designed to meet your specific needs, based on the age, condition, construction and other features of your home and farm.

Property and Liability

Our Farm Properties program can include protection for the following:

  • Damage to your home from fire, lightning, vandalism, windstorm, hail, explosion, smoke and other causes of loss.  This includes coverage for living expenses if you have to relocate temporarily after a covered loss.
  • Loss, damage or theft of your belongings, including clothing, furniture and appliances
  • Damage to other structures on your premises related to the home (such as a garage, pool or storage shed)
  • Loss or damage to farm barns, buildings and structures
  • Loss or damage to farm personal property (equipment, tools, machinery, livestock and farm products)
  • Bodily injury or property damage you might cause to others

Optional Coverages

A wide variety of optional coverages are available to meet your specific needs.  These can include coverage for: theft, personal items (such as jewelry, watches, furs or money); loss of refrigerated or frozen foods; water backup and sump overflow; replacement value on personal property, and personal injury (such as libel, slander or invasion of privacy).

Boatowners Coverage

In many cases, we can also provide Boatowners coverage for our policyholders.  Our Boatowners package can include coverage for damage to your boat, motor and boat trailer, coverage for bodily injury or property damage to others and coverage for losses caused by uninsured/underinsured boaters.

Discounts

We also offer several discounts.  These can include:

  • Multi-policy discount (if we write your auto coverage also)
  • Central alarm discount
  • Builder's risk discount (for homes under construction)
  • ACV loss settlement for wind/hail losses to the roof

Contact your Wayne Insurance Group agent to find out which program will best suit your needs.

The coverages described above are presented in general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact your Wayne Insurance Group agent. If there is a conflict between this website and the policy, the policy provisions shall prevail.

Wayne Insurance Group

For more than a century, the Wayne Insurance Group companies have delivered financial security and peace of mind for families, farms and businesses. As mutual insurance companies, we exist to serve the insurance needs of our policyholders. We have partnered with a network of independent agents to offer a full line of insurance programs backed by prompt, fair claims service and support.

Contact Us
Directions

Wayne Insurance Group
3873 Cleveland Road
Wooster, Ohio 44691

Tel: 330-345-8100 | Tol: 800-222-3873
Email: info@wayneinsgroup.com

Companies
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Founded in 1910, Wayne Mutual Insurance Company provides a wide range of property and casualty insurance programs for automobiles, homes, farms, investment properties, and businesses.

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