Personal Insurance

Wayne Insurance Group's companies have been providing solid insurance coverage and peace of mind to Ohio policyholders for more than a century. From our beginnings as assessment companies providing coverage for farmowners, we have expanded our offerings to include homes, mobile homes, autos and other personal property.


We can tailor our insurance programs to provide ideal coverage for your home, related structures and possessions. We offer competitively priced programs that can include coverage for boats, collectibles, incidental farming, home-based businesses and other unique situations.  We also offer policies specifically for renters and condominium owners.


Programs are available for single-wide, double-wide or sectional mobile homes. These programs are designed to meet the needs of mobile homeowners based on the age, condition and characteristics of the mobile home.


Even if you don’t own a home, insurance coverage is important to safeguard your possessions and to protect you against injury you might cause to someone else.  A reasonably-priced tenant policy can protect you and your personal property.


We take pride in providing outstanding coverage for excellent drivers. Our competitively priced auto programs are designed to meet the coverage needs of today’s drivers, including coverage for ATVs, trailers and other miscellaneous vehicles.  A variety of discounts are available for good students, for safety and anti-theft devices, and for multiple vehicles and/or multiple policies.


Whether your dwelling is owner-occupied or a rental property, we offer a range of property and liability coverages tailored to protect your investment in the event of a loss.  Owner-occupied dwellings with up to four units fit perfectly in this program. Non-owner-occupied dwellings (one to four units) and mobile home rentals (one or two units) can also be insured under this program.


We understand that well-maintained properties can sometimes become vacant for a short period of time, perhaps due to renovations, loss of tenants, relocation or a death in the family.  This program offers solid protection for vacant dwellings at an attractive rate.


Wayne Mutual's Umbrella Programs provide extended liability protection above and beyond the liability limits of your existing property and auto policies. We offer up to $5 million in additional protection against bodily injury, property losses, personal injury or advertising injury.


We're more connected than ever, in ways we never imagined. Criminals can steal passwords, data, money, identities and make life miserable. Even worse than the financial losses and headaches of restoring data is the threat of cyber-bullying and reputational harm. That's why Wayne Insurance Group offers Family Cyber Protection, a powerful insurance solution to protect your family and provide peace of mind.


Wayne Insurance Group’s personal insurance policyholders can also receive unlimited, one-on-one Identity Fraud Resolution Services through our partner Identity Theft 911®.  In addition, as a Wayne Insurance Group policyholder you will have unlimited access to our identity theft educational website, which we encourage you to visit regularly:

Wayne Insurance Group

For more than a century, the Wayne Insurance Group companies have delivered financial security and peace of mind for families, farms and businesses. As mutual insurance companies, we exist to serve the insurance needs of our policyholders. We have partnered with a network of independent agents to offer a full line of insurance programs backed by prompt, fair claims service and support.

Contact Us

Wayne Insurance Group
3873 Cleveland Road
Wooster, Ohio 44691

Tel: 330-345-8100 | Tol: 800-222-3873

Wayne Mutual Insurance Company

Founded in 1910, Wayne Mutual Insurance Company provides a wide range of property and casualty insurance programs for automobiles, homes, farms, investment properties, and businesses.

Washington Mutual Insurance Association

Since 1878, Washington Mutual Insurance Association has provided protection for homes, farms and personal property. Our products can be tailored to meet the specific needs of our policyholders.

Mid-State Farmers Mutual Insurance Company

Mid-State Farmers Mutual Insurance Company has been insuring homes and farms in Indiana since 1878, and remains committed to providing dependable protection, seeking creative solutions, and establishing synergetic relationships.